Top 10 Insurance Do's and Don'ts for Landlords

  • Do make sure you have bespoke buildings and contents insurance that covers a buy to let

  • If you decide to rent out your own home, don’t assume your existing insurance company will cover you letting it

  • Do make sure your lender and insurance company are aware you are letting out your property

  • Don’t simply buy the first landlord’s insurance policy you find

  • Do make sure you compare at least three different policies and understand exactly what cover it is you are paying for

  • Don’t just compare on a price, compare on cover as well

  • Do consider choosing an insurance policy which covers you for accidental and malicious damage by tenants

  • Don’t let to a tenant without reference checks

  • Do make sure your tenants are properly credit checked

  • Don’t assume your tenants will always pay the rent